In the last couple weeks, we’ve seen record lows for many areas throughout the United States, including the Southeast.

Lower temperatures are straining power companies that are struggling to meet consumer demand. Many Southern farmers are seeing their crops put in danger. Stressed and chilled consumers are finding themselves at the doctors to treat an array of coughs, sniffles…

As we jump into November, we find ourselves neck deep in the Holiday season. Some stores have already started putting Christmas/”Winter” decorations up. Others are waiting until the end of November when Thanksgiving is officially over.

One thing that the holidays mean is increased financial activity for the economy as a whole. People are busy buying lots of food and…