It is easy to get tempted by a medical credit card. Your doctor or dentist offers you this card as a way to pay for the pricey out-of-pocket costs of getting health care services. They automatically bill the card so that you don’t have to pay a co-pay fee on site. The cards typically come with a 0% interest rate on all of the charges for 12 months. Your line of thinking is, “I can’t afford to pay this bill right now but I can surely pay it off within twelve months.”

The problem is that medical credit cards come with so many problems that the stress they create can actually further compromise your