Is Tenure Right in 2009?

“You’re fired!”

Trump is famous for those two words. They’re also a pair of words that most of us dread.

But what if it was almost impossible for your boss to let you go? Imagine that just to fire you, your boss would have to dedicate countless hours of time, sift through mountains of paperwork, and set aside thousands of dollars in court fees. You would be certain that there was little you could do that would cost you your job. As long as you didn’t show up to work naked, or steal large sums of money, you were fine.

Do you think your behavior at work would change? Would you take more risks? Would you slack off? Or would you actually put forth just as much effort?

If you’re a teacher with tenure

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Posted in Career, Education, FeaturedComments (16)

“So Many Shoes, So Little Money” Review

The book is by Lisa Serwin and the cover really says it all. This is not a book for men. Unless, of course, you have a male friend who can appreciate comments like “Wouldn’t it be great if there was bad hair day insurance?” or this bizarre explanation of opportunity cost: “As a Fashionista you think about this every day. If I skip dinner for a week or two to pay for those boots, will I be too wiped out to wear them?” It is also not a book for females who would be offended by lines such as “women are often better at counting calories than their money.”

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Giving an End-of-the-Year Gift to a Special Teacher

School’s out for summer
School’s out forever
School’s been blown to pieces
No more pencils
No more books
No more teacher’s dirty looks
Well we got no class
And we got no principles
And we got no innocence
We can’t even think of a word that rhymes

Alice Cooper – School’s Out

“School’s Out for Summer”

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Posted in EducationComments (5)

The Savings Account, The Spending Account & The Charity Account

This is another post from HLR! I said you would be seeing more posts from me, but maybe you didn’t realize you would be seeing them so soon!

After reading MLR’s recent guest post at Frugal Dad “The Three Most Influential Lessons My Parents Taught Me,” I thought about the way my parents viewed responsible finance. For better or worse, I think it’s safe to say that the way that parents teach their kids about money can have a huge impact on their kids’ futures.

Save the Bats

My brother Jon was about seven years old, and he had been learning about bats in his second grade class. He took an extreme liking to the nocturnal creature, and grew increasingly concerned about the fact that six out of forty-five species were labeled as “endangered species.”

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Posted in Education, Money Management, RelationshipsComments (10)

Her Life ROI’s Personality Results! A Good Match? You Decide!

After doing the personality quiz that I found through Frugal Dad, my girlfriend decided to take the quiz herself. That being said, this is a guest post from “Her Life ROI,” or HLR for short ;)

Hi! I’m “HLR!” I’m a teacher in the North East, and I’m always reading what my boyfriend, “MLR” posts on his blog. I saw that he had done a personailty quiz yesterday, and I thought it was pretty accurate. I laughed when I saw how far over the marker was into “thinking” rather than “feeling” because sometimes I get mad at how damn logical he is! You can see we have some different traits, but I guess sometimes “opposotes attract!”

You can look forward to a few posts from me in the future!

My results can cbe found here: HLR’s personality type.

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Welcome to My Life ROI

I'm MLR. After graduating from college debt free, I decided to write a blog encouraging people to adapt responsible and sensible personal finance rules.


If you or someone you know could benefit from learning about personal finance through both my failures and successes, please get my free financial tips.

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