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	<title>Comments on: 8 Christmas Savings Ideas</title>
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	<link>http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/</link>
	<description>Rebalance before it's too late</description>
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		<title>By: A Merry Christmas Roundup &#187; JoeTaxpayer</title>
		<link>http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2456</link>
		<dc:creator>A Merry Christmas Roundup &#187; JoeTaxpayer</dc:creator>
		<pubDate>Fri, 25 Dec 2009 13:04:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2456</guid>
		<description>[...] is My Life ROI&#8217;s 8 Christmas Savings Ideas. I&#8217;ll take it as sign of the times that this year most personal finance bloggers are focusing [...]</description>
		<content:encoded><![CDATA[<div style="background:#dbf8bf;">
<p>[...] is My Life ROI&#8217;s 8 Christmas Savings Ideas. I&#8217;ll take it as sign of the times that this year most personal finance bloggers are focusing [...]</p>
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		<title>By: Savings Accounts</title>
		<link>http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2432</link>
		<dc:creator>Savings Accounts</dc:creator>
		<pubDate>Tue, 22 Dec 2009 00:10:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2432</guid>
		<description>Great post, I&#039;ve bookmarked it so I can refer to it later and I&#039;ve subscribed to your blog feed.</description>
		<content:encoded><![CDATA[<p>Great post, I&#8217;ve bookmarked it so I can refer to it later and I&#8217;ve subscribed to your blog feed.</p>
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		<title>By: James from Tech for the Masses</title>
		<link>http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2394</link>
		<dc:creator>James from Tech for the Masses</dc:creator>
		<pubDate>Sat, 12 Dec 2009 02:25:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2394</guid>
		<description>@MyLifeROI, I think its more about people seeing that you actually put time into the gift.  Atleast, thats always been important to me rather then price tags.  I know we arn&#039;t all the same. lol

Sure maybe some will think you are cheap, but your ROI (which is all our prerogative) will be a lifetime friend or future similar heartfelt gifts in return. :)  

Now for anyone that aint up for baking or making fudge wreaths or handmade gingerbread houses and giving them to me as gifts, and who wants to put a pricetag on their love... I&#039;ll take that new Motorola Droid or BN Nook eReader! hahaha :) JK
.-= James from Tech for the Masses&#180;s last blog ..&lt;a href=&quot;http://www.techforthemasses.net/2009/12/how-to-change-facebook-privacy-setting/&quot; rel=&quot;nofollow&quot;&gt;How to Change Facebook Privacy Settings&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>@MyLifeROI, I think its more about people seeing that you actually put time into the gift.  Atleast, thats always been important to me rather then price tags.  I know we arn&#8217;t all the same. lol</p>
<p>Sure maybe some will think you are cheap, but your ROI (which is all our prerogative) will be a lifetime friend or future similar heartfelt gifts in return. :)  </p>
<p>Now for anyone that aint up for baking or making fudge wreaths or handmade gingerbread houses and giving them to me as gifts, and who wants to put a pricetag on their love&#8230; I&#8217;ll take that new Motorola Droid or BN Nook eReader! hahaha :) JK<br />
<span class="cluv"> James from Tech for the Masses&#180;s last blog ..<a href="http://www.techforthemasses.net/2009/12/how-to-change-facebook-privacy-setting/" rel="nofollow">How to Change Facebook Privacy Settings</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.myliferoi.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: MyLifeROI</title>
		<link>http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2392</link>
		<dc:creator>MyLifeROI</dc:creator>
		<pubDate>Sat, 12 Dec 2009 01:48:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2392</guid>
		<description>@James from Tech for the Masses, 

If I got cookies or fudge wreaths I would be insanely happy. But I love food (and junk food! unfortunately!). 

I would be nervous giving those things to people in fear of them thinking I&#039;m cheap. But I guess that&#039;s silly. If it&#039;s good enough for me, I&#039;m sure they would be fine with it... right?</description>
		<content:encoded><![CDATA[<p>@James from Tech for the Masses, </p>
<p>If I got cookies or fudge wreaths I would be insanely happy. But I love food (and junk food! unfortunately!). </p>
<p>I would be nervous giving those things to people in fear of them thinking I&#8217;m cheap. But I guess that&#8217;s silly. If it&#8217;s good enough for me, I&#8217;m sure they would be fine with it&#8230; right?</p>
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		<title>By: MyLifeROI</title>
		<link>http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2391</link>
		<dc:creator>MyLifeROI</dc:creator>
		<pubDate>Sat, 12 Dec 2009 01:47:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2391</guid>
		<description>@David/Yourfinances101, 

E-cards are on my to-do list for this year. Not only are real cards unnecessarily expensive, I usually botch it and only send them to some people and not others. At least with e-cards it will be frugal and appeal to my lazier side!

Shopping after x-mas is AWESOME. I do that when I know I won&#039;t see a family member til after the holidays. Win-Win!</description>
		<content:encoded><![CDATA[<p>@David/Yourfinances101, </p>
<p>E-cards are on my to-do list for this year. Not only are real cards unnecessarily expensive, I usually botch it and only send them to some people and not others. At least with e-cards it will be frugal and appeal to my lazier side!</p>
<p>Shopping after x-mas is AWESOME. I do that when I know I won&#8217;t see a family member til after the holidays. Win-Win!</p>
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		<title>By: James from Tech for the Masses</title>
		<link>http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2384</link>
		<dc:creator>James from Tech for the Masses</dc:creator>
		<pubDate>Sat, 12 Dec 2009 01:25:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2384</guid>
		<description>Nice recommendations here. Last year we cinched up our belt some and didn&#039;t give a ton of presents.  Instead, we made things like cookies and fudge wreaths - and it wasn&#039;t too time consuming.  I think it makes things personal also.

James
.-= James from Tech for the Masses&#180;s last blog ..&lt;a href=&quot;http://www.techforthemasses.net/2009/12/how-to-change-facebook-privacy-setting/&quot; rel=&quot;nofollow&quot;&gt;How to Change Facebook Privacy Settings&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Nice recommendations here. Last year we cinched up our belt some and didn&#8217;t give a ton of presents.  Instead, we made things like cookies and fudge wreaths &#8211; and it wasn&#8217;t too time consuming.  I think it makes things personal also.</p>
<p>James<br />
<span class="cluv"> James from Tech for the Masses&#180;s last blog ..<a href="http://www.techforthemasses.net/2009/12/how-to-change-facebook-privacy-setting/" rel="nofollow">How to Change Facebook Privacy Settings</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.myliferoi.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: David/Yourfinances101</title>
		<link>http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2375</link>
		<dc:creator>David/Yourfinances101</dc:creator>
		<pubDate>Thu, 10 Dec 2009 14:10:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/2009/12/8-christmas-savings-ideas/#comment-2375</guid>
		<description>Great post--especially going with e-cards.  Postage is a complete waste of money.

Doing your Christmas shopping the day after Christmas would probably cut your gift spending in half!

Great stuff
.-= David/Yourfinances101&#180;s last blog ..&lt;a href=&quot;http://yourfinances101.com/blog/college-textbooks-don%E2%80%99t-get-taken-for-a-ride&quot; rel=&quot;nofollow&quot;&gt;College Textbooks: Don’t Get Taken For a Ride&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Great post&#8211;especially going with e-cards.  Postage is a complete waste of money.</p>
<p>Doing your Christmas shopping the day after Christmas would probably cut your gift spending in half!</p>
<p>Great stuff<br />
<span class="cluv"> David/Yourfinances101&#180;s last blog ..<a href="http://yourfinances101.com/blog/college-textbooks-don%E2%80%99t-get-taken-for-a-ride" rel="nofollow">College Textbooks: Don’t Get Taken For a Ride</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.myliferoi.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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