This is a guest post from LaToya Irby.

Just a couple of weeks ago, the President signed a set of credit card rules that will protect credit card users from many predatory tactics used by card issuers. For example, credit card issuers won’t be allowed to hike your rates on a short notice.

Though the rules aim to lower credit card costs, quite the opposite might happen. Many analysts expect credit card issuers will raise credit card costs to continue making profits. But, smart credit card users can keep paying little to nothing for the convenience of using credit cards. Here’s what you can do to be one of those people.

A few people warned me that temporary assignments often times turn into a long-term temporary assignment with more responsibilities and no pay raise. However, as luck would have it, I am back to my normal job two weeks later, just as they told me.

I had a great experience, learned a lot, improved a lot, and hope this helps me out when they start making promotion decisions. My professional policy is to always volunteer for assignments that are in the spotlight and to make sure I do an outstanding job. I think that is what I did here, or so I hope! :)

I would like to thank those of you who helped me out while I was gone: Green Panda Treehouse (ATM Fees: How to Avoid

I recently read an article in the NY Times Magazine on Suze Orman. I know this wasn’t her intention, but I walked away from the article thinking she was a fake.

I never had positive or negative things to say about her, I just knew she was like an “evangelist propagating her financial epistles” which unfortunately happens to be one size fits all. But, now I have negative things to say.

Hasn’t Walked the Walk

I respect everyone who follows what they preach; people who talk the talk AND walk the walk. There are plenty of financial bloggers out there who are doing just that. I respect all of them whole-heartedly. They make their income

As we continue in this recession, their has been a continued focus on both cutting spending and finding alternative streams of income. Whereas some people try get rich quick schemes, other people are taking advantage of the situation and starting a business. I previously discussed why a recession is a great time for a start-up, particularly a technology start-up. Why? Because technology often works as a deterrent to economic decline, giving the economy new efficiencies in which to grow.

A lot of bloggers have recently written about starting businesses, too. Green Panda Treehouse went halfway and discussed starting a side business while looking for a job. This article gives good advice and lists a few good resources for anyone considering freelancing. Man Vs Debt had a guest post on how to launch a business from home that gives actionable steps to take to ensure you are going in the right direction. And right when you thought you were ready, Neal Frankle gives us 6 mistakes he made when he opened his business. Learn from them!

Google Apps offers an interesting way to reduce the costs of starting a business.

Alright, still haven’t had time for any original comics.

But alas, I have another XKCD comic. I love this one, too. For those of you not following me on twitter @MyLifeROI, do so now by clicking the link!

I liked the comic because of how true it is, pretty much. Whether it is swine flu or GM declaring bankruptcy,…