PECO, the Philadelphia Energy Company, merged with Unicom of Chicago to form Exelon.

Like most energy/utility companies, residents of Philadelphia do not have much of a choice as to who they choose. PECO is their choice. Orrr.. you could always go with PECO, they are a viable alternative. Did I mention PECO is pretty competitive with them, too? I think you get the point :) And I think that explains why PECO services 2 million+ people in Southeastern PA.

Recently, PECO has been advertising an “Early Phase-In Program.”

Early Phase-In Program For What?

Starting on January 1st, 2011, PECO will begin charging market-based rates.

I am honored to bring you the 9th edition of The Carnival of Top Personal Finance Posts. It is the brainchild of the creator of TheHappyRock.

If you haven’t heard of the carnival yet, I know what you are thinking: Why in the world do we need another carnival?!

Well, the average carnival has 40+ submissions. Who has the time to read through all of them?! With the Carnival of Top PF posts, I do all the leg work for you. I read through all of the submissions, choose the 6 that I think are the best, and then let you, the readers, vote

Thanks for stopping by & I hope you enjoyed my article on DIY home repairs. My parents saved a lot of money and hopefully through their experiences you have been left with some actionable takeaways.

Before I go on, I wanted to point you in two directions that I think would benefit you greatly:

1. Give MyLifeROI a shot by subscribing or getting email updates. If you don’t like what you read after a week, unsubscribe with no hard feelings. If you do like what you read, I will be glad to have you!
2. Drop a comment on the linked post and get a free copy of The Skinny On Credit Cards: How to Master the Credit Card Game

There has been a lot of talk about the Cash for Clunkers program over the past few days. Bible Money Matters wrote an article that goes over all of the details of the cash for clunkers program very well.

Questions of whether or not it is a good idea are flying around. But at this point, who cares? It has passed.

So, is it a good program for you? Let’s go over two different cases where it could be worth it to utilize the program.

(*they will only accept a car that is in driving condition) 

Yesterday at work I went to write the date down… and noticed it was June 23rd. JUNE FRIGGEN 23rd?!

It’s summertime and I hardly noticed!

At least this upcoming weekend I have two graduation parties to go to with HLR, and we might hit up the beach, too. Only thing that sucks is that no beaches allow dogs during the summer! I was really excited to bring my pup to the beach.

I hope you are all enjoying your summer, because I didn’t even realize I was in the season!

Carnivals

• Carnival of Personal Finance #210 – Punch Out Edition @ Suburban Dollar included my article 7 ways to avoid or minimize the costs.
• Festival of Frugality: Honeymoon Destination Edition @ Financial Highway included my article Suze Orman – Not Equipped