This week you can find me in 3 different carnivals with 3 editor’s pick and 1 normal inclusion:

• EDITOR’S PICK: FIRE Finance hosted the Carnival of Personal Finance and included my article on What to do with all of your extra money?. My editor’s pick was my guest post on Frugal Dad titled The Three Most Influential Lessons My Parents Taught Me.
• EDITOR’S PICK: The Paycheck Chronicles hosted the Festival of Frugality and included my article Breakdown of a Car Insurance Policy (What Do All Those Numbers Mean?!).
• EDITOR’S PICK: Financial Highway hosted the Money Hacks Carnival and included my article How Bad Credit Is Always a Bad Thing.

Each carnival has a lot of great articles so make sure to check them out.

Guest Post

• I wrote a guest post on Free Money Finance titled Who Are Kid’s Gifts Really For? It goes over a few of the different options and asks for your input. Go check it out and leave a comment!

Other articles I enjoyed:

• 20SomethingFinance goes over the difference between pensions and 401ks. For a lot of 20 year olds they have no idea what a pension is. My company just got rid of their defined benefits plan for employees who haven’t been working for 20+ years.
• Clever Dude posted another video on how the housing market fell. I hadn’t seen it before, and it is real neat!
• Lazy Man and Money makes a case for saving money by buying off of the fast food value menus. He mentions a few healthier alternatives, too, so don’t be worried!
• Man Vs. Debt had a post that promoted a lot of discussion about Suze Orman and Dave Ramsey. Do you think your financial guru should be changing their views? Go over and discuss, there are a lot of comments.
• Obviously a popular topic, The Amateur Financier also discussed the Suze Orman/Dave Ramsey Issue. Take a peek for another post on thetopic.
• Studenomist had a guest post on Moolanomy urging college students to take responsibility of their finances. He gives three ways in which any college can do that, so if you are in college or know someone who is pass this article on!
• The Simple Dollar goes over ten things he wishes he did in his twenties. Ones that I can relate to? Connected with college class mates more, overseas educational opportunities, political involvement.

Check them all out and let me know what you think… or post anything in the comments if you think we should all have a look!