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	<title>Comments on: Using Financial Aid to Graduate Debt Free</title>
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	<link>http://www.myliferoi.com/2009/05/using-financial-aid-to-graduate-debt-free/</link>
	<description>Rebalance before it's too late</description>
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		<title>By: aid credit</title>
		<link>http://www.myliferoi.com/2009/05/using-financial-aid-to-graduate-debt-free/#comment-1729</link>
		<dc:creator>aid credit</dc:creator>
		<pubDate>Tue, 22 Sep 2009 18:23:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/?p=852#comment-1729</guid>
		<description>I found your blog on google and read a few of your other posts. I just added you to my delicious. Keep up the good work. Look forward to reading more from you in the future.</description>
		<content:encoded><![CDATA[<p>I found your blog on google and read a few of your other posts. I just added you to my delicious. Keep up the good work. Look forward to reading more from you in the future.</p>
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		<title>By: Roger</title>
		<link>http://www.myliferoi.com/2009/05/using-financial-aid-to-graduate-debt-free/#comment-780</link>
		<dc:creator>Roger</dc:creator>
		<pubDate>Sun, 31 May 2009 16:58:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/?p=852#comment-780</guid>
		<description>@MyLifeROI, 

Started and finished, by this point.  Alright, first, I would highly recommend that you attempt to interview a financial aid officer (or someone knowledgable about the aid policies of the school, at least) to see what they offer; there might be financial aid available that&#039;s not easy to discover simply from a website or other online source.  I discovered that my (now) alma mater had a policy of offering tuition-free enrollment to anyone who met certain qualifications and kept up a decent grade during their academic career; I was able to finish school without paying one cent in commission because of that initial interview.

Second, see what financial assistance you can get from working at the school; at my alma mater, you could stay in the dorms for free if you were an RA, and you could become an RA in your sophomore year.  Had I been more willing to deal with other students as an RA, I could have gotten my entire education for the price of one year of room and board.  Add in the money I had been earning as a TA, and my education might have paid for itself.

And finally, once you graduate, consolidate your student loan debt (assuming you have any, after those first two tips ;) ) and start paying it down, preferrably paying more than the minimum due.  Besides cutting down on the interest you will pay, I know that American Educational Services (AES) will not require you to pay a minimum monthly amount if you&#039;ve paid enough ahead of time; this can be a life saver if you suddenly lose your source of income.

&lt;abbr&gt;&lt;em&gt;Roger’s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/theamateurfinancier/cFiv/~3/CSqrjf0vU0I/&quot; rel=&quot;nofollow&quot;&gt;Great Debates: Traditional vs. Roth IRAs&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>@MyLifeROI, </p>
<p>Started and finished, by this point.  Alright, first, I would highly recommend that you attempt to interview a financial aid officer (or someone knowledgable about the aid policies of the school, at least) to see what they offer; there might be financial aid available that&#8217;s not easy to discover simply from a website or other online source.  I discovered that my (now) alma mater had a policy of offering tuition-free enrollment to anyone who met certain qualifications and kept up a decent grade during their academic career; I was able to finish school without paying one cent in commission because of that initial interview.</p>
<p>Second, see what financial assistance you can get from working at the school; at my alma mater, you could stay in the dorms for free if you were an RA, and you could become an RA in your sophomore year.  Had I been more willing to deal with other students as an RA, I could have gotten my entire education for the price of one year of room and board.  Add in the money I had been earning as a TA, and my education might have paid for itself.</p>
<p>And finally, once you graduate, consolidate your student loan debt (assuming you have any, after those first two tips ;) ) and start paying it down, preferrably paying more than the minimum due.  Besides cutting down on the interest you will pay, I know that American Educational Services (AES) will not require you to pay a minimum monthly amount if you&#8217;ve paid enough ahead of time; this can be a life saver if you suddenly lose your source of income.</p>
<p><abbr><em>Roger’s last blog post..<a href="http://feedproxy.google.com/~r/theamateurfinancier/cFiv/~3/CSqrjf0vU0I/" rel="nofollow">Great Debates: Traditional vs. Roth IRAs</a></em></abbr></p>
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	<item>
		<title>By: MyLifeROI</title>
		<link>http://www.myliferoi.com/2009/05/using-financial-aid-to-graduate-debt-free/#comment-779</link>
		<dc:creator>MyLifeROI</dc:creator>
		<pubDate>Sun, 31 May 2009 16:02:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/?p=852#comment-779</guid>
		<description>@Roger, 

Any useful tips since you have started your college career?

MLR</description>
		<content:encoded><![CDATA[<p>@Roger, </p>
<p>Any useful tips since you have started your college career?</p>
<p>MLR</p>
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	<item>
		<title>By: MyLifeROI</title>
		<link>http://www.myliferoi.com/2009/05/using-financial-aid-to-graduate-debt-free/#comment-778</link>
		<dc:creator>MyLifeROI</dc:creator>
		<pubDate>Sun, 31 May 2009 16:01:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/?p=852#comment-778</guid>
		<description>@AG, 

What country are you from?

I find where we have FAFSA other countries more than make up for in subsidized pricing (if you live there). 

If you live in the US as a non-native, a lot of states are starting to offer up assistance!

MLR</description>
		<content:encoded><![CDATA[<p>@AG, </p>
<p>What country are you from?</p>
<p>I find where we have FAFSA other countries more than make up for in subsidized pricing (if you live there). </p>
<p>If you live in the US as a non-native, a lot of states are starting to offer up assistance!</p>
<p>MLR</p>
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		<title>By: Roger</title>
		<link>http://www.myliferoi.com/2009/05/using-financial-aid-to-graduate-debt-free/#comment-766</link>
		<dc:creator>Roger</dc:creator>
		<pubDate>Fri, 29 May 2009 01:49:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/?p=852#comment-766</guid>
		<description>Very nice post, my friend.  An excellent list of resources for the soon to be college student; I wish I had had more exposure to this kind of planning before I started my college career.

&lt;abbr&gt;&lt;em&gt;Roger’s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/theamateurfinancier/cFiv/~3/c9vCEfDE9JE/&quot; rel=&quot;nofollow&quot;&gt;Marginal Tax Rates and You&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Very nice post, my friend.  An excellent list of resources for the soon to be college student; I wish I had had more exposure to this kind of planning before I started my college career.</p>
<p><abbr><em>Roger’s last blog post..<a href="http://feedproxy.google.com/~r/theamateurfinancier/cFiv/~3/c9vCEfDE9JE/" rel="nofollow">Marginal Tax Rates and You</a></em></abbr></p>
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	<item>
		<title>By: AG</title>
		<link>http://www.myliferoi.com/2009/05/using-financial-aid-to-graduate-debt-free/#comment-758</link>
		<dc:creator>AG</dc:creator>
		<pubDate>Wed, 27 May 2009 13:15:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.myliferoi.com/?p=852#comment-758</guid>
		<description>Nice condensed list of useful sources. I couldn&#039;t use several available Fed Assistance programs as I am not a US citizen but I can imagine how useful and relaxing it could be for native students. Nice work! :)</description>
		<content:encoded><![CDATA[<p>Nice condensed list of useful sources. I couldn&#8217;t use several available Fed Assistance programs as I am not a US citizen but I can imagine how useful and relaxing it could be for native students. Nice work! :)</p>
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