Categorized | Roundup

Festival of Frugality – I May Be In Incredible Pain But At Least I’m Living Frugal Edition

I, like Stretchy Dollar, was not on the schedule to host this weeks Festival of Frugality. As luck would have it I inquired about getting on the hosting schedule for a later date and was told I could host today!

There is a good chance that right now as you read through the wonderful selection of posts in this carnival that I am in a Percocet, Vicodin, or OxyContin daze. Why? I assure you it is not because I am of relation to Rush Limbaugh. I had the pleasure of going to the dentist yesterday to get two of my wisdom teeth out. FUN! The bottom one also decided it would be funny to get all impacted on me thus making it a little more complicated than a simple extraction. Without getting into gruesome detail I will tell you: it was only done with local anaesthetic, some jaw bone had to be cut, it was very close to my nerve, and it had to be chopped up into 6 different segments to extract it. Yes, I heard every crack.

And now the title makes a little more sense, eh? ;)

How can one live frugally while having to have medical procedures done in the United States?

  • Look for generic drug equivalents. You can start by seeing if your drug is listed here (PDF). If so the equivalent is listed right next to it! You should also ask your doctor or pharmacist if generics exist for any drugs they recommend.
  • Try to create a guesstimate of how much you will spend on medical treatment for the upcoming year. In my case I knew I needed my wisdom teeth done so I made sure to put at least that amount in my HSA (Health-care spending account). Why? The money is put in that account pre-tax! That amounts to about a 30% savings on my surgery!
  • Prevention is key. The problem costs less to fix now than it will in six months. Ever let a whiny timing belt go a little longer than it should? If so you may have experienced thousands in damage versus hundreds in maintenance costs!

Italicized text is just a few notes I have added on each article to help you find what you are looking for! With that being said, I hope you enjoy this carnival and find at least a few posts that add value to your life!

Editor’s Choice


Free & DIY

Planning, Saving, and Money Management

Debt & Credit

Reduce Spending

Investing & Economy



Get to know the author!

MLR is passionate about saving for his future while maintaining a high quality of life. He currently resides in a great town, has a wonderful girlfriend, adopted the cutest puppy ever, and works for a Fortune 500 company.

has written 204 posts on

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42 Comments For This Post

  1. Patrick Says:

    I got knocked out when I had my wisdom teeth removed. I don’t remember anything about the procedure. :)

    Thanks for hosting!


  2. HowToMe Says:

    Thank you :-)


  3. Nicki at Domestic Cents Says:

    Thanks for hosting – great comments.

    I had 4 impacted wisdom teeth. I feel your pain. :(


  4. Roshawn @ Watson Inc Says:

    Thanks for hosting.


  5. Sarah Eliza @ devastateboredom Says:

    Sweet! A great collection of stuff this week! So fun… thanks!


  6. FFB Says:

    Thanks for taking one for the team and hosting! And thanks for the Editor’s pick too.

    I remember when my first wisdom tooth came out. They put me out for it and when I came to I couldn’t walk straight. Ughh.


  7. J. Money Says:

    gooooooooooooooood work my friend! have a great week over there :)


  8. Jeff@StretchyDollar Says:

    Ouch. Thanks for the link. Good luck with the teeth.


  9. Kate Kashman Says:

    Oh, gosh…what a trooper you are to organize the Festival of Frugality and get your teeth out within the same two days!

    If you have any problems with your teeth, try clove oil on gauze. It is a natural oral anesthetic and it works great!


  10. Matt Jabs Says:

    Everyone give step up to the plate and give this article a little social love…

    Festival of Frugality #174 on Tip’d ––in-pain-but-still-living-frugal-edition/

    Festival of Frugality #174 on PFBuzz –

    Matt Jabs aka DebtFREEk!


  11. Matt Jabs Says:

    Everyone step up to the plate and give this article a little social love…

    Festival of Frugality #174 on Tip’d ––in-pain-but-still-living-frugal-edition/

    Festival of Frugality #174 on PFBuzz –

    Matt Jabs aka DebtFREEk!


  12. Value For Your Life Says:

    Thanks for hosting and including my post this week!


  13. The Happy Rock Says:

    Thanks for hosting MLR and including a Happy Rock article!


  14. MyLifeROI Says:

    @ All –

    Thanks for submitting articles! I read everyone and enjoyed many of them.

    I enjoyed hosting and look forward to doing so again!

    Keep up the good work and link back :)



  15. FIRE Finance Says:

    Thanks for the mention in the Editor’s Pick :). Best wishes ahead.


  16. MoneyEnergy Says:

    Nice job – lots of blogs here I still need to check out. Hope you’re feeling more clear-headed now off those dopey drugs!


  17. Klara Le Vine Says:

    Whew, that’s a lot of links and you probably don’t need anymore BUT..

    This is my absolutely favorite:

    Katy is witty, down to earth, and stimulates a lot of thinking on my part.

    Have a look.

    btw, I’m asking you what I’ve asked other bloggers, how do you have time to read all those and still have time for life??? I spend hours on the computer and that’s not having seen any of your links :<( But I hope to, especially on the gardening.

    You were very brave to post while in pain. Hope the pain is all gone by now, but hope you still have all your wisdom.


  18. Klara Le Vine Says:

    I meant to include this also – article in the NY Times on several people who are involved in saving in different ways. Enjoy.


  19. Terri Says:

    Festival od Frugality-I just posted about getting free drug samples (no I mean legal drugs LOL)


  20. Investmutual Says:

    A great collection for me to start with.. Thanks!


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Welcome to My Life ROI

I'm MLR. After graduating from college debt free, I decided to write a blog encouraging people to adapt responsible and sensible personal finance rules.

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