Comments on: 10 Things You Must Do After College http://www.myliferoi.com/2009/02/10-things-to-do-after-college/ Rebalance before it's too late Thu, 11 Mar 2010 16:12:39 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: * Office Etiquette: Making the Right Steps to Fit In http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-3534 * Office Etiquette: Making the Right Steps to Fit In Sun, 31 Jan 2010 17:31:24 +0000 http://www.myliferoi.com/?p=155#comment-3534 [...] tips please check out my articles: How to get Ahead of the Game: Three Tips for Students and 10 Things You Must Do After College. Also, please leave your comment [...]

[...] tips please check out my articles: How to get Ahead of the Game: Three Tips for Students and 10 Things You Must Do After College. Also, please leave your comment [...]

]]> By: * Advice To Recent Graduates From An Ex-Recent Grad http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-3532 * Advice To Recent Graduates From An Ex-Recent Grad Sun, 31 Jan 2010 17:16:26 +0000 http://www.myliferoi.com/?p=155#comment-3532 [...] table from a recent graduate giving them advice on “What now?” I have written a list of 10 things to do when you graduate but that mainly goes over short-term things that you can accomplish quickly. What about the more [...]

[...] table from a recent graduate giving them advice on “What now?” I have written a list of 10 things to do when you graduate but that mainly goes over short-term things that you can accomplish quickly. What about the more [...]

]]> By: MyLifeROI http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-701 MyLifeROI Tue, 19 May 2009 12:34:27 +0000 http://www.myliferoi.com/?p=155#comment-701 @MoneyEnergy, Renting is a very "college" idea. So many people graduate and think they are above that! I don't get it... it saves me about $7,000 every year. I'll take it. Roger is a smart dude, he can definitely get more teaching gigs! Craigslist is FULL of them (my g/f just graduated grad school for teaching, but found a few jobs for side income that way). Where have you traveled and where else do you want to go? MLR @MoneyEnergy,

Renting is a very “college” idea. So many people graduate and think they are above that! I don’t get it… it saves me about $7,000 every year. I’ll take it.

Roger is a smart dude, he can definitely get more teaching gigs! Craigslist is FULL of them (my g/f just graduated grad school for teaching, but found a few jobs for side income that way).

Where have you traveled and where else do you want to go?

MLR

]]> By: MoneyEnergy http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-692 MoneyEnergy Mon, 18 May 2009 16:43:05 +0000 http://www.myliferoi.com/?p=155#comment-692 Nice list. The point about keep renting for a while is a good one, I think.... especially if you haven't found a mate yet and aren't ready to settle down anyway - he/she might need to move somewhere else, too. I think Roger can probably get more teaching gigs than he thinks..... tutor high school students, for one... and it's awesome you've done some travelling. I did too, but it's nowhere near "out of my system" as they saY. <abbr><em>MoneyEnergy’s last blog post..<a href="http://www.getmoneyenergy.com/2009/05/the-real-costs-of-graduate-school/" rel="nofollow">The Real Costs of Graduate School</a></abbr></em> Nice list. The point about keep renting for a while is a good one, I think…. especially if you haven’t found a mate yet and aren’t ready to settle down anyway – he/she might need to move somewhere else, too. I think Roger can probably get more teaching gigs than he thinks….. tutor high school students, for one… and it’s awesome you’ve done some travelling. I did too, but it’s nowhere near “out of my system” as they saY.

MoneyEnergy’s last blog post..The Real Costs of Graduate School

]]> By: Roger http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-40 Roger Tue, 03 Mar 2009 16:58:42 +0000 http://www.myliferoi.com/?p=155#comment-40 Well, I'm currently working part time at my old university, tutoring students in organic chemistry. I'm pretty good at teaching, but have a relatively narrow range of subjects I'd be good at explaining to others (mostly science ones), and with only a Bachelor's degree, it's all but impossible to get any teaching gigs. Other than that, my biggest skill is the the fact that I'm a young, reasonably fit guy and can, in theory, do plenty of labor intensive work. Well, I’m currently working part time at my old university, tutoring students in organic chemistry. I’m pretty good at teaching, but have a relatively narrow range of subjects I’d be good at explaining to others (mostly science ones), and with only a Bachelor’s degree, it’s all but impossible to get any teaching gigs.

Other than that, my biggest skill is the the fact that I’m a young, reasonably fit guy and can, in theory, do plenty of labor intensive work.

]]> By: MyLifeROI http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-39 MyLifeROI Tue, 03 Mar 2009 11:53:32 +0000 http://www.myliferoi.com/?p=155#comment-39 @ Roger -- It seems that situation you just mentioned is being played out in industry after industry. Do you have any other skills that could land you a job in another field for the time being? @ Stephanie -- Congrats! I was so psyched when I graduated! :) Did you land a job or is the economy treating you rougly? I have been looking at replacing my car and have been considering the cost of going against this typical PF advice of buy used. The prices are amazinggg right now! You definitely seem to have a good plan and the will to keep in your ways. I expect to see that Networth IQ on your page start climbing up steadily! Thank you both for stopping by! @ Roger — It seems that situation you just mentioned is being played out in industry after industry. Do you have any other skills that could land you a job in another field for the time being?

@ Stephanie — Congrats! I was so psyched when I graduated! :) Did you land a job or is the economy treating you rougly?

I have been looking at replacing my car and have been considering the cost of going against this typical PF advice of buy used. The prices are amazinggg right now!

You definitely seem to have a good plan and the will to keep in your ways. I expect to see that Networth IQ on your page start climbing up steadily!

Thank you both for stopping by!

]]> By: Stephanie PTY http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-36 Stephanie PTY Tue, 03 Mar 2009 01:34:08 +0000 http://www.myliferoi.com/?p=155#comment-36 I graduated last week, and I already have a used car, a bit of an emergency fund, and a couple of good credit cards. I like to think I even have a good story already! I plan to keep renting and to open a Roth when it becomes feasible. I think I will always live cheap, too! I graduated last week, and I already have a used car, a bit of an emergency fund, and a couple of good credit cards. I like to think I even have a good story already! I plan to keep renting and to open a Roth when it becomes feasible.

I think I will always live cheap, too!

]]> By: Roger http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-11 Roger Wed, 25 Feb 2009 14:40:45 +0000 http://www.myliferoi.com/?p=155#comment-11 I'm in biochemistry; unfortunately, the pharmaceutical industry (the major source of employment in my field) has been hemorrhaging jobs since even before the current downturn, so it's a tough situation all around. I'm competing for entry level jobs with people who have half a decade or so of experience (who in turn are fighting for jobs at their level with people who have a decade of experience, and so on). I should be able to earn a decent income when I land a job (my last position earned something like $40k a year, and that was with essentially no related experience), but getting a job with both the broader economy and my field being down is rough. I’m in biochemistry; unfortunately, the pharmaceutical industry (the major source of employment in my field) has been hemorrhaging jobs since even before the current downturn, so it’s a tough situation all around. I’m competing for entry level jobs with people who have half a decade or so of experience (who in turn are fighting for jobs at their level with people who have a decade of experience, and so on).

I should be able to earn a decent income when I land a job (my last position earned something like $40k a year, and that was with essentially no related experience), but getting a job with both the broader economy and my field being down is rough.

]]> By: MyLifeROI http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-9 MyLifeROI Wed, 25 Feb 2009 04:57:13 +0000 http://www.myliferoi.com/?p=155#comment-9 Roger -- You bring up a good point about starting earlier. I wish I had been given proper guidance in high school in regards to personal finance. I would have had the money to do $1-200/month into a Roth IRA but I just didn't know about it. And as you said, the compounding would have been magnificent. I agree with you in re: to the advantages of the roth. For me, the fact that the tax rate may be higher (as you mentioned), the fact that I will probably me in a higher income earning bracket anyways, and the ability to use my principal without penalty are what make me choose the roth. Job hunting is rough, what kind of work do you do? Thanks for stopping by! Roger –

You bring up a good point about starting earlier. I wish I had been given proper guidance in high school in regards to personal finance. I would have had the money to do $1-200/month into a Roth IRA but I just didn’t know about it. And as you said, the compounding would have been magnificent.

I agree with you in re: to the advantages of the roth. For me, the fact that the tax rate may be higher (as you mentioned), the fact that I will probably me in a higher income earning bracket anyways, and the ability to use my principal without penalty are what make me choose the roth.

Job hunting is rough, what kind of work do you do?

Thanks for stopping by!

]]> By: Roger http://www.myliferoi.com/2009/02/10-things-to-do-after-college/#comment-8 Roger Wed, 25 Feb 2009 01:21:13 +0000 http://www.myliferoi.com/?p=155#comment-8 Not a bad list, although I think many of items could be started during, or even before, your college term. Starting a Roth IRA during high school, even if you can only put in $100 or so a month, would give you nearly a half decade of more time for your money to compound. As for myself, I've done many of these things; I have a Roth (I feel that it's a better value in the long-term, as tax rates are likely to be higher when I retire in three or four decades), own a used car (paid for in cash), and have an emergency fund (which I'm currently tapping, since I was downsized last year). I wish I had done more to build a network, especially now that I find myself job hunting, but alas, it's a rare person who has absolutely no regrets, right? Not a bad list, although I think many of items could be started during, or even before, your college term. Starting a Roth IRA during high school, even if you can only put in $100 or so a month, would give you nearly a half decade of more time for your money to compound.

As for myself, I’ve done many of these things; I have a Roth (I feel that it’s a better value in the long-term, as tax rates are likely to be higher when I retire in three or four decades), own a used car (paid for in cash), and have an emergency fund (which I’m currently tapping, since I was downsized last year). I wish I had done more to build a network, especially now that I find myself job hunting, but alas, it’s a rare person who has absolutely no regrets, right?

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